The DiBari Group has been providing venture debt capital, equipment financing and other forms of senior secured & structured finance debt related products since 1988. During this period, market conditions and the lending landscape have changed considerably, most notably with the recent influx of hedge fund money seeking new markets to deploy capital. Despite these changes, The DiBari Group continues to maintain access to the most flexible sources of capital for its clients through its relationships with various venture funds, hedge funds, commercial lenders, banks and specialty finance companies. Maintaining a pulse on the flow of capital ensures we are able to structure the most appropriate financial solutions to meet the needs of today's emerging and high growth companies across several niche markets.

Our core competency has traditionally been focused on providing venture debt capital to companies in the technology, communication, health care and life sciences industries sponsored by institutional venture capital investors, angel investors and high net worth individuals. In recent years we have expanded our team and vertical niches to include more traditional senior secured capital and cash flow based term loans for micro and small cap public companies that are EBITDA positive as well as enterprise value term loans and FF&E financing for clients in the Restaurant & Entertainment industries. Our approach in all these segments, which this site addresses in more detail, allows us to create an efficient & optimal debt financing solution for every client company given its unique industry niche and credit profile.

We utilize a strategic, systematic approach to engaging the debt markets which brings efficiency to the process for both our clients and the lending partners with whom there is an ultimate fit. This allows us to avoid the oftentimes mistaken shotgun approach to these financings or what we call, "shopping it out to Bid America." That particular and unfortunately common and reckless type of approach dilutes the value of the transaction and does a huge disservice to the company. Our targeted and systematic approach requires we first assess the merits of the financing and the credit profile of our clients. We then assess the lending landscape based on our experience, the current market dynamics and the current business cycles of each source to arrive at a "short list" of highly targeted potential partners that may provide an optimal solution for a particular type of debt structure and credit profile. This provides the most efficient solution and process for all parties involved.

A key aspect of our model is complete transparency. Operating as an extension of the CFO's office, we bring together the "short list" of capital sources/lenders together with senior management to ensure there is direct dialog between the lender and our client early on in the process so information is not lost in the translation. Since most of our lending relationships prefer to speak directly with our clients prior to issuing a term sheet this also serves to further streamline the process, which enhances overall efficiency. The term sheet is always issued directly from the lender. We then work with our clients to assess the options relative to a client's stated objectives. The CFO and all of senior management can be assured with third party validation the optimal financing has been secured.

The DiBari Group is a member in excellent standing with The Better Bureau with a credit rating of AAA (the highest possible rating). What that means to you as a potential client is that we have not had one (1) customer compliant since our inception date in 1988. We view the client references we have as one of our greatest assets and we are proud to list them as valued clients (please see deal summary page).